Course Search

Looking for an online insurance school in Maryland? OnCourse Learning Financial Services offers a full suite of insurance pre-licensing and continuing education courses in the state of Maryland. Our cost effective and user-friendly courses are designed to help students learn at their own pace for a complete insurance training experience.

COBRA and HIPAA: Uncovered

SKU : 3203MD001611A00

Credit Hours | 3

Category | Continuing Education

$15.00

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From the history of COBRA to the penalties of HIPAA violations, this insurance CE online course explores their purpose and the effect they have on business today. Written to help insurance professionals understand the basics of COBRA and HIPAA administration, you will look at persons eligible for COBRA, the benefits available, safeguards required by HIPAA, the rights of employees under ERISA, and how to implement benefit programs consistently and legally.

Annuity Suitability

SKU : 3203MD005811A00

Credit Hours | 4

Category | Continuing Education

$20.00

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This online insurance CE course explores the features, benefits and risks of annuity products and their appropriate use and sale. Its content conforms to the training requirements in the NAIC's Suitability in Annuity Transactions Model Regulation and includes: types and classifications of annuities, identification of the parties to an annuity; the ways fixed, variable and indexed annuity contract provisions affect consumers; the application of income taxation of qualified and non-qualified annuities; the primary uses of annuities; and appropriate sales practices, replacement and disclosure requirements.

Homeowners Insurance Valuation

SKU : 3203MD005711A00

Credit Hours | 2

Category | Continuing Education

$10.00

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This 2-hour Homeowner Insurance Valuation online course takes the student through types and levels of coverage, required disclosures, how dwelling value is determined, and the impact of catastrophes on coverage and claims. It is designed to teach producers how to correctly estimate the replacement value of a home.

FEMA: Flood Insurance

SKU : 3203MD005611A00

Credit Hours | 3

Category | Continuing Education

$15.00

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FEMA: Flood Insurance is approved to meet the 3-hour Flood Insurance training required for all producers selling flood insurance policies under the Flood Insurance Reform Act of 2004. This online insurance CE course is designed to ensure producers are properly trained and educated about the National Flood Insurance Program. Covered in the insurance continuing education course is flood policy general rules and rating calculations; flood claims handling Process; and Requirements of the Flood Insurance Reform Act of 2001.

Ethics and the Producer

SKU : 3203MD005311A00

Credit Hours | 3

Category | Continuing Education

$15.00

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Nobody wants to think about aging. But an agent who's able to help the baby boomer generation plan well for the "golden years" will be a busy agent indeed. This insurance CE online course concentrates on the senior insurance market. It considers many different issues facing those in this demographic: medical coverage concerns, medicare and medicaid, prescription drug plans, long-term care, life insurance and estate planning issues.

The Need for Homeowners Insurance

SKU : 3203MD002911A00

Credit Hours | 3

Category | Continuing Education

$15.00

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Homeownership brings with it pride and responsibility. This course focuses on current trends and coverages in a homeowners insurance policy. It explores the more common policy forms with an emphasis on certain conditions, exclusions and endorsements. This online insurance continuing education course expands with an in-depth look at current, specialized coverage conditions, such as terrorism risk, kidnap and ransom coverage, and other 21st century exposures.

Taking Care of Business: Life and Health Plans

SKU : 3203MD002811A00

Credit Hours | 3

Category | Continuing Education

$15.00

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This practical online insurance CE guide will help insurance professionals understand the needs of businesses in taking care of their employees. Discover all the choices out there: HMOs, PPOs, Executive Bonus, Buy-Sell, qualified retirement, and others. Requirements, characteristics, and tax consequences of all these are discussed. A must-have tool in today's world for this niche market!

Personal Auto Coverage

SKU : 3203MD002611A00

Credit Hours | 4

Category | Continuing Education

$20.00

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This insurance CE course provides an in-depth view of personal auto coverage. In addition to explaining the coverage provisions in standard personal auto policies and endorsements, it explores criminal and civil laws applicable to operating motor vehicles and the legal liability exposures of the insured. TIt provides risk management steps that may be taken to reduce both liability and physical damage risk exposures. This online course concludes with a discussion of important underwriting factors and summarizing important steps in the claims process.

Selling to a Senior Market

SKU : 3203MD002211A00

Credit Hours | 3

Category | Continuing Education

$15.00

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Nobody wants to think about aging. But an agent who's able to help the baby boomer generation plan well for the "golden years" will be a busy agent indeed. This insurance CE online course concentrates on the senior insurance market. It considers many different issues facing those in this demographic: medical coverage concerns, medicare and medicaid, prescription drug plans, long-term care, life insurance and estate planning issues.

21st Century Liability Risks

SKU : 3203MD002011A00

Credit Hours | 4

Category | Continuing Education

$20.00

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This insurance continuing education online course presents an overview of liability risks encountered in today's technological age along with methods and plans to manage these risks. Many of these risks are insurable, and appropriate insurance coverages are described. Risks explored include data privacy breaches, cyber bullying, libel, copyright issues, identity theft, cyber risks, workplace violence, employee theft, fraud and terrorism. Methods of managing these risks are considered, including the use of cyber risk insurance, terrorism insurance, homeowners liability coverage, pollution liability, and employment practices liability insurance. Risk reduction processes are also provided.

IRAs for Individuals and Business Explained

SKU : 3203MD001911A00

Credit Hours | 3

Category | Continuing Education

$15.00

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Saving for retirement is an important concern for us all. This insurance continuing education online course provides an introduction to the basic concepts and costs of retirement. Health care costs, personal savings plans, and Social Security provide consumers with a myriad of decisions to make in preparation for retirement. By the end of this course, you will have a basic understanding of IRA products, eligibility, contributions, and conversions.

Estate Planning Toolkit

SKU : 3203MD001811A00

Credit Hours | 3

Category | Continuing Education

$15.00

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An estate plan can accomplish many things for individuals of any age or income. Advance preparation is the key! This online insurance CE course introduces the broad concepts of estate planning and living trusts, as well as the finer details of intestacy laws, joint ownership, taxes and the importance of wills.

Understanding Gift and Estate Taxes

SKU : 3203MD001711A00

Credit Hours | 2

Category | Continuing Education

$10.00

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All of us are given two guarantees in life -- death and taxes. This insurance continuing education course delves into both gift taxation and estate taxes. You will first learn the foundation of estate transfer taxation and then move onto gift tax rules, gift valuation, elements of calculating gift tax and estate taxations. The remainder of the course concentrates on the most common gifts: those to minors and those to charities. At the conclusion of the insurance CE online course you will have a basic understanding of the fundamentals of gift and estate taxation.

American Health Insurance Policies and Plans

SKU : 3203MD007311A00

Credit Hours | 4

Category | Continuing Education

$20.00

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This insurance CE online course reviews health plans, understanding Medicare claims, Long-Term Care policies, underwriting and policy provisions, non-forfeiture options for long-term care, disability income plans, disability policy options, overhead expense policies for business, taxes, disability underwriting and disability claims.

Maryland Mortgage License Requirements

Learn about the Maryland insurance education requirements for insurance licensing.

Maryland Insurance Continuing Education FAQs

  • What are the requirements to renew a Maryland insurance producer license? Resident licensees holding a major line of authority, with the exception of Title who are required to complete 16 hours, are required to complete 24 hours of continuing education, including three hours in ethics, every two years.Licensees must take CE courses that pertain to the lines of insurance that they hold on their producer license(s). Licensees, who hold just Life and Health, must take the total CE hours in L/H courses. Licensees, who hold just Property and Casualty, must take the total CE hours in P/C courses. Licensees, who hold a mix of Life, Health, Property and Casualty lines of insurance, must take 25 percent of the total hours in each category - L/H and P/C. For example, a licensee who needs 24 hours and who is authorized for both Life and Health, and Property and Casualty must take a minimum of 6 hours in L/H courses and a minimum of 6 hours in P/C courses. The remaining hours can be taken in either category. Title producers are expected to fulfill their CE requirements by taking title insurance CE courses.
  • Are there required courses if I want to sell or do sell annuities, long term care or flood insurance? Yes. There are additional courses required if you sell or wish to sell annuities, flood insurance or long-term care products. All states require licensees who sell flood insurance to complete a one-time course that is at least three hours in length.  Several states require courses to represent annuity products and long-term care products.
  • Are there requirements to complete CE courses pertaining to the line of authority a licensee holds? Yes. Licensees must take CE courses that pertain to the lines of insurance that they hold on their producer license(s). Licensees, who hold just Life and Health, must take the total CE hours in L/H courses. Licensees, who hold just Property and Casualty, must take the total CE hours in P/C courses. Licensees, who hold a mix of Life, Health, Property and Casualty lines of insurance, must take 25 percent of the total hours in each category - L/H and P/C. For example, a licensee who needs 24 hours and who is authorized for both Life and Health, and Property and Casualty must take a minimum of 6 hours in L/H courses and a minimum of 6 hours in P/C courses. The remaining hours can be taken in either category. Title producers are expected to fulfill their CE requirements by taking title insurance CE courses.
  • Can I take the same Insurance CE courses more than once? Yes, but you will not receive credit if the course is repeated within the same renewal period. If the course is taken during two consecutive renewal periods, there must be at least 6 months between the course completion dates to receive credit.
  • Is there a requirement to take an Ethics course? Yes. A minimum of 3 hours of Ethics must be taken each renewal. The 3 hours will count towards the total 24 hours required to renew.
  • How do OnCourse Learning’s Maryland Insurance continuing education courses work? OnCourse Learning’s approved Maryland Insurance continuing education courses are offered online for your convenience. Once enrolled, your Table of Contents will serve as your roadmap for completing the course. You will be given access to lesson material, multimedia reviews, quizzes and a final exam. To demonstrate course completion, you will need to read the lesson material, pass all quizzes and pass the final exam. 
  • Will I receive a certificate of completion immediately after completing the coursework? Yes. Upon completion of all course elements, you will immediately receive your certificate of completion. You may access your certificate of completion at any time by logging into your account.
  • Once I enroll, when can I access my Maryland Insurance continuing education courses? Upon enrolling, you will have immediate access to your coursework. Simply log-in using your e-mail address and password and you can get started immediately. Best of all, you will have access to your course 24/7 and from any computer with an internet connection. You can work at home, at the office, wherever is the most convenient for you!
  • What if I have questions once I enroll in the continuing education courses? OnCourse Learning’s attentive customer service staff and knowledgeable instructors are available to answer any questions you may have. We are available Monday-Friday, 8 a.m. to 5 p.m. PST at 1-800-299-2207.

Maryland Insurance Licensing

  • For more information, please contact the Maryland Insurance Administration at:
  • Maryland Insurance Administration
  • 200 St. Paul Place, Suite 2700 Baltimore, MD 21202
  • Phone: 1-800-492-6116
  • Websitewww.mdinsurance.state.md.us