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Looking for an online insurance school in California? OnCourse Learning Financial Services offers a full suite of insurance pre-licensing and continuing education courses in the state of California. Our cost effective and user-friendly courses are designed to help students learn at their own pace for a complete insurance training experience.

Exam Prep Toolkit: Health

SKU : 3204US000511E00

Category | Exam Prep

$39.00

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The Online Health Insurance Test Prep package is a complete suite of online insurance test prep products, all preparing you for the national portion of the state insurance licensing exam. Included in the complete tool kit are:

  • Health Insurance Flashcards covering hundreds of terms and definitions
  • Powerful recorded reviews covering all topics on the national portion of the licensing exam
  • Recorded webinar covering test-taking tips, strategies for preparing for the national portion of the state licensing exam and how to utilize the test content outlines

Exam Prep Toolkit: Life

SKU : 3204US000411E00

Category | Exam Prep

$39.00

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The Online Life Insurance Test Prep package is a complete suite of online insurance test prep products, all preparing you for the national portion of the state insurance licensing exam. Included in the complete tool kit are:

  • Life Insurance Flashcards covering hundreds of terms and definitions
  • Powerful recorded reviews covering all topics on the national portion of the licensing exam
  • Recorded webinar covering test-taking tips, strategies for preparing for the national portion of the state licensing exam and how to utilize the test content outlines

Exam Prep Toolkit: Property and Casualty

SKU : 3204US000311E00

Category | Exam Prep

$39.00

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The Online Property and Casualty Insurance Test Prep package is a complete suite of online insurance test prep products, all preparing you for the national portion of the state insurance licensing exam. Included in the complete tool kit are:

  • Property and Casualty Insurance Flashcards covering hundreds of terms and definitions
  • Recorded webinar covering test-taking tips, strategies for preparing for the national portion of the state licensing exam and how to utilize the test content outlines

Exam Prep Toolkit: Life and Health

SKU : 3204US000211E00

Category | Exam Prep

$49.00

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The Online Life and Health Insurance Test Prep package is a complete suite of online insurance test prep products, all preparing you for the national portion of the state insurance licensing exam. Included in the complete tool kit are:

  • Life and Health Insurance Flashcards covering hundreds of terms and definitions
  • Powerful recorded reviews covering all topics on the national portion of the licensing exam
  • Recorded webinar covering test-taking tips, strategies for preparing for the national portion of the state licensing exam and how to utilize the test content outlines

Complete 24-hour Life, Health and Ethics CE Package

SKU : 3203CA000011E00

Credit Hours | 24

Category | Continuing Education

$40.00

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Best Value! This complete insurance CE online course package includes 24 hour of insurance continuing education to renew, including the required Ethics, for one low price. The following approved insurance courses are included in this package:

  • American Health Insurance Policies and Plans (4 hours)
  • Ethics for Insurance Professionals (3 hours)
  • Estate Planning Toolkit (3 hours)
  • IRA's for Individuals and Business Explained (3hours)
  • Ethics and the Producer (3 hours)
  • COBRA and HIPAA: Uncovered (3 hours)
  • Taking Care of Business: Life and Health Plans (3 hours)
  • Understanding Gift and Estate Taxes (2 hours)

American Health Insurance Policies and Plans (LX)

SKU : 3203CA007311A00

Credit Hours | 4

Category | Continuing Education

$19.95

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This online insurance continuing education course reviews health plans, Medicare claims, Long-Term Care policies, underwriting and policy provisions, non-forfeiture options for long-term care, disability income plans, disability policy options, overhead expense policies for business, taxes, disability underwriting and disability claims. This insurance CE online course is approved by the California Department of Insurance under the category of Life (LX). You may only receive credit for approved insurance courses for the license type you hold.

Homeowners Insurance Valuation (HO)

SKU : 3203CA005711A00

Credit Hours | 3

Category | Continuing Education

$19.95

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Before selling homeowner insurance in California, a property and casualty or personal lines licensee is required to complete three hours of Homeowner Insurance Valuation training. This state-approved online insurance CE course takes the student through types and levels of coverage, required disclosures, how dwelling value is determined, and the impact of catastrophes on coverage and claims. It is designed to teach producers how to correctly estimate the replacement value of a home. This insurance continuing education insurance course is approved by the California Department of Insurance under the category of Homeowner Valuation (HO). You may only receive credit for approved insurance courses for the license type you hold.

Flood Insurance (FLD)

SKU : 3203CA005611A00

Credit Hours | 3

Category | Continuing Education

$19.95

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FEMA: Flood Insurance is approved to meet the 3-hour Flood Insurance training required for all producers who wish to sell flood insurance policies under the Flood Insurance Reform Act of 2004. This online insurance CE course is designed to ensure producers are properly trained and educated about the National Flood Insurance Program. Covered in this insurance online course is flood policy general rules and rating calculations; flood claims handling Process; and Requirements of the Flood Insurance Reform Act of 2004. This insurance continuing education insurance course is approved by the California Department of Insurance under the category of Flood (FLD). You may only receive credit for approved insurance courses for the license type you hold.

Ethics and the Producer (ET)

SKU : 3203CA005311A00

Credit Hours | 3

Category | Continuing Education

$19.95

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Approved Ethics Topic! Operating ethically as an insurance producer requires both obligations to your customer and responsibilities to the insurer. This online insurance CE course meets your three-hour ethics requirement and clarifies many of your duties prior to attaining coverage, as well as duties owed after issuing a policy. This insurance course is approved by the California Department of Insurance under the category of Ethics (ET).

Ethics for the Insurance Professional (ET)

SKU : 3203CA005211A00

Credit Hours | 3

Category | Continuing Education

$19.95

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Approved Ethics Topic! In daily insurance practices, agents are put in situations that require ethical reasoning. This online insurance CE course explores an agent's ethical responsibility surrounding issues they are faced with, and the challenges that come with those dilemmas. This insurance continuing education insurance course is approved by the California Department of Insurance under the category of Ethics (ET).

California Insurance Laws, Rules and Ethics (ET)

SKU : 3203CA004911A00

Credit Hours | 12

Category | Continuing Education

$29.95

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Approved Ethics Topic! Stay out of legal hot water! In the daily insurance business, insurance professionals must make decisions that require knowledge of California's laws and rules. They must also explore ethical issues surrounding transactions and evaluate situations that impact all individuals involved. Know what you need to know and prevent legal problems down the road! This online insurance CE course is approved by the California Department of Insurance under the category of Ethics (ET).

Long-Term Care in America (LX)

SKU : 3203CA003111A00

Credit Hours | 5

Category | Continuing Education

$24.95

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Included in this Long-Term Care in America online course is an overview of the available long-term services and providers; changes or improvements in long-term care services and providers; alternatives to the purchase of private long-term care insurance; the effect of inflation on benefits and the importance of inflation protection; consumer suitability standards and guidelines; and federal rules and requirements and the relationship between qualified state long-term care insurance partnership programs and other public and private coverage of long-term care services, including Medicaid. This online insurance CE course is approved for continuing education credit, however, the insurance course does not satisfy the Long Term Care Partnership training requirement.

The Need for Homeowners Insurance (FX)

SKU : 3203CA002911A00

Credit Hours | 3

Category | Continuing Education

$14.95

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Homeownership brings with it pride and responsibility. This online insurance CE course focuses on current trends and coverages in a homeowners insurance policy. It explores the more common policy forms with an emphasis on certain conditions, exclusions and endorsements. The insurance course expands with an in-depth look at current, specialized coverage conditions, such as terrorism risk, kidnap and ransom coverage, and other 21st century exposures. This insurance course is approved by the California Department of Insurance under the category of Fire and Casualty(FX). You may only receive credit for approved insurance courses for the license type you hold.

Taking Care of Business (LX)

SKU : 3203CA002811A00

Credit Hours | 3

Category | Continuing Education

$14.95

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This practical guide will help insurance professionals understand the needs of businesses in taking care of their employees. Discover all the choices out there: HMOs, PPOs, Executive Bonus, Buy-Sell, qualified retirement, and others. Requirements, characteristics, and tax consequences of all these are discussed. A must-have tool in today's world for this niche market! This online insurance continuing education course is approved by the California Department of Insurance under the category of Life (LX). You may only receive credit for approved insurance courses for the license type you hold.

Personal Auto Coverage (FX)

SKU : 3203CA002611A00

Credit Hours | 4

Category | Continuing Education

$14.95

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This online insurance continuing education course provides an in-depth view of personal auto coverage. In addition to explaining the coverage provisions in standard personal auto policies and endorsements, it explores criminal and civil laws applicable to operating motor vehicles and the legal liability exposures of the insured. It provides risk management steps that may be taken to reduce both liability and physical damage risk exposures. This online course concludes with a discussion of important underwriting factors and summarizing important steps in the claims process. This insurance course is approved by the California Department of Insurance under the category of Property and Casualty (FX). You may only receive credit for approved insurance courses for the license type you hold.

Selling to a Senior Market (FL)

SKU : 3203CA002211A00

Credit Hours | 3

Category | Continuing Education

$14.95

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Nobody wants to think about aging. But an agent who's able to help the baby boomer generation plan well for the "golden years" will be a busy agent indeed. This online insurance continuing educaiton course concentrates on the senior insurance market. It considers many different issues facing those in this demographic: medical coverage concerns, medicare and medicaid, prescription drug plans, long-term care, life insurance and estate planning issues.

21st Century Liability Risks (FX)

SKU : 3203CA002011A00

Credit Hours | 4

Category | Continuing Education

$14.95

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This online insurance continuing education course provides an in-depth look at life insurance with an emphasis on issues that affect the professional insurance producer. This intermediate-to-advanced level course considers all aspects of the contracts, underwriting and those issues that affect issuance of a policy.

IRAs for Individuals and Business Explained (LO)

SKU : 3203CA001911A00

Credit Hours | 3

Category | Continuing Education

$14.95

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Saving for retirement is an important concern for us all. This online insurance continuing education course provides an introduction to the basic concepts and costs of retirement. Health care costs, personal savings plans, and Social Security provide consumers with a myriad of decisions to make in preparation for retirement. By the end of this course, you will have a basic understanding of IRA products, eligibility, contributions, and conversions. This insurance CE course is approved by the California Department of Insurance under the category of Life Only (LO). You may only receive credit for approved insurance courses for the license type you hold.

Estate Planning Toolkit (LO)

SKU : 3203CA001811A00

Credit Hours | 3

Category | Continuing Education

$14.95

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An estate plan can accomplish many things for individuals of any age or income. Advance preparation is the key! This online insurance CE course introduces the broad concepts of estate planning and living trusts, as well as the finer details of intestacy laws, joint ownership, taxes and the importance of wills. This insurance continuing education online course is approved by the California Department of Insurance under the category of Life Only (LO). You may only receive credit for approved insurance courses for the license type you hold.

Understanding Gift and Estate Taxes (LO)

SKU : 3203CA001711A00

Credit Hours | 2

Category | Continuing Education

$9.95

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All of us are given two guarantees in life -- death and taxes. This insurance online course delves into both gift taxation and estate taxes. You will first learn the foundation of estate transfer taxation and then move onto gift tax rules, gift valuation, elements of calculating gift tax and estate taxations. The remainder of the insurance course concentrates on the most common gifts: those to minors and those to charities. At the conclusion of the insurance course you will have a basic understanding of the fundamentals of gift and estate taxation. This insurance online course is approved by the California Department of Insurance under the category of Life Only (LO). You may only receive credit for approved insurance courses for the license type you hold.

COBRA and HIPAA: Uncovered (LX)

SKU : 3203CA001611A00

Credit Hours | 33

Category | Continuing Education

$14.95

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From the history of COBRA to the penalties of HIPAA violations, this insurance online course explores their purpose and the effect they have on business today. Written to help insurance professionals understand the basics of COBRA and HIPAA administration, you will look at persons eligible for COBRA, the benefits available, safeguards required by HIPAA, the rights of employees under ERISA, and how to implement benefit programs consistently and legally. This insurance online course is approved by the California Department of Insurance under the category of Life (LX). You may only receive credit for approved insurance courses for the license type you hold.

California Insurance Laws, Rules and Ethics (Includes Exam Prep)

SKU : 3201CA004911A00

Credit Hours | 12

Category | New License

$39.00

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All California insurance licensees are required to complete 12 hours of California laws, rules and ethics. The online format offers complete flexibility needed to prepare for and pass the California insurance exam the first time. You will be impressed with the content-rich lessons, thorough chapter reviews, and frequent practice exams! Written by insurance experts, this interactive online insurance course will help you focus on key terms, offering plenty of study questions with explanations. Note: The 12 hour Laws, Rules and Ethics insurance online course must only be taken once; therefore, applicants applying for more than one license type do not need to repeat this insurance class.

California Insurance Accident and Health (Includes Exam Prep)

SKU : 3201CA002301A00

Credit Hours | 20

Category | New License

$59.00

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This California Accident and Health insurance pre-license online course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Accident and Health insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance. Note: This insurance course does not include the required 12 hours of California laws, rules and ethics.

California Insurance Life-Only (Includes Exam Prep)

SKU : 3201CA002201A00

Credit Hours | 20

Category | New License

$59.00

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This California Life-only insurance pre-license online course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Life-only insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance. Note: This insurance course does not include the required 12 hours of California laws, rules and ethics.

California Insurance Life, Accident and Health (Includes Exam Prep)

SKU : 3201CA000801A00

Credit Hours | 40

Category | New License

$99.00

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This California Life, Accident and Health insurance pre-license online course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Life, Accident and Health insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance. Note: This insurance course does not include the required 12 hours of California laws, rules and ethics.

$89.00

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This California Accident and Health insurance pre-license online course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Accident and Health insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance.

California Insurance Life-Only Including CA Laws, Rules and Ethics (Includes Exam Prep)

SKU : 3201CA000601A00

Credit Hours | 32

Category | New License

$89.00

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This California Life-only Insurance pre-license online course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Life-only insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance.

$129.00

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Best value! This California Property and Casualty online insurance pre-license course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Property and Casualty insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance!

$129.00

More Info

Best value! This California Life, Accident and Health online insurance pre-license course sets you up for success as an insurance professional and is designed to ensure you pass the state exam the first time! Fun, interactive format drives home key concepts and needed vocabulary terms. Included in the complete online Life, Accident and Health insurance class are:

  • Printable online lessons
  • Multi-media audio reviews
  • Instructor Support Access
  • Exam Prep

This insurance course is approved by the California Department of Insurance.

California Insurance License Requirements

Learn about the California insurance education requirements for insurance licensing.

To get an insurance license in California, you must satisfy these requirements:

  • Complete the education requirements prior to applying for a license. Most commonly, students enroll in 52 hours of education for a Life Agent or Fire and Casualty license. The course on Ethics and the California Insurance Code must only be taken once; therefore, applicants applying for more than one license type do not need to repeat the Ethics and Code course. Note: A certificate of pre-license education is valid for three years.

License Type

Required Hours of General Insurance

Hours of Ethics and California Insurance Code

Life Agent (Life, Accident and Health)

40

12

Property and Casualty

40

12

Life

20

12

Accident and Health

20

12

  • Submit fingerprints. Fingerprint impressions are required for unlicensed applicants and can be submitted at any time prior to taking the license examination or submitting the license application. 
  • Schedule and pass the insurance examination. This link will provide you with the information on how to schedule your examination: Insurance License Examination Information.
  • Apply for an insurance license. You may apply online at the Fast Licensing Application Service. You will be mailed your license upon application approval and passing the license examination. However, you may not transact, solicit or negotiate the sale of insurance until one of the following documents is completed and submitted to the California Department of Insurance:
  • The sponsoring insurance company admitted to California completes an Action Notice of Appointment and submitted electronically. To submit appointments electronically contact the National Insurance Producer Registry and its authorized business partners for a list of approved partners.
  • The sponsoring business entity licensed in California completes an Organization Endorsement, submitted through the Business Entity Endorsement and Termination Online Service.
  • An Action Notice of Appointment- Fire and Casualty or Personal Lines Broker-Agent Only
  • An Action Notice of Solicitor- Fire and Casualty or Personal Lines Broker-Agent Only 

Note: Brokers in California are required to post and maintain a $10,000 Bond of Insurance.

Exemptions from general insurance pre-license courses: 

  • A new California resident applicant who had a current license in another state and completed 40 or 20 hours of pre-licensing education for each license held in that state, or;
  • An applicant for a license holding one or more of the following designations:
  • LUTCF: Life Only Agent, Accident and Health Agent
  • CLU: Life Only Agent, Accident and Health Agent
  • AAI: Personal Lines Broker-Agent, Fire and Casualty Broker-Agent, Limited Lines Automobile Agent
  • CPCU: Personal Lines Broker-Agent, Fire and Casualty Broker-Agent, Limited Lines Automobile Agent
  • CIC: Personal Lines Broker-Agent, Fire and Casualty Broker-Agent, Limited Lines Automobile Agent
  • If any of the above exemptions are met, the applicant must still complete the 12-hour Ethics and California Insurance Code course.

 California Insurance State Exam Information

The California Department of Insurance's (CDI) examination vendor, PSI Services, LLC, schedules and administers the license examination at CDI's Los Angeles, Sacramento, San Diego and San Francisco examination sites, and at 15 of PSI's test centers located throughout California.

To successfully schedule your CDI license examination, you need to:

  • Create an account, register and schedule your examination at PSI's website or call 1-877-392-6422.
  • Pay the examination fee at the time you schedule your license examination. There is an additional $30 convenience fee when you schedule your exam to be taken at one of PSI's test centers. The convenience fee will not apply if you schedule your examination to be taken at one of the California Department of Insurance's locations.
  • Submit a license application after passing your license examination with PSI. You must pay the application fee at the time of submission.
  • Review the CDI's Candidate Information Bulletin for additional examination information.

California Insurance Licensing FAQs

  • Is OnCourse Learning’s program approved to satisfy the education requirements needed to become licensed as a California Insurance Agent? OnCourse Learning’s California Insurance Programs are approved by the California Department of Insurance to satisfy the education requirements to be licensed as a California Insurance Agent.
  • What do OnCourse Learning California Insurance programs include? OnCourse Learning’s online California Insurance programs include printable lessons, multi-media reviews, interactive exercises, quizzes and comprehensive exams. All the tools you need to prepare for the state exam are included!
  • Do I need to enroll in an exam prep course to prepare for my California Insurance Agent licensing exam? OnCourse Learning’s California Insurance programs include everything you need to pass your state licensing exam.
  • Once I enroll, when can I start studying for my California Insurance Agent license? Upon enrolling, you will have immediate access to your coursework. Simply log-in using your e-mail address and password and you can get started immediately. Best of all, you will have access to your course 24/7 and from any computer with an internet connection. You can work at home, at the office, wherever is the most convenient for you!
  • California Insurance Continuing Education FAQs
  • What are the requirements to renew an California insurance producer license? In order to renew a license, a property and/or casualty broker-agent, personal lines broker-agent, or life-only and/or accident and health broker-agent must complete 24 hours of insurance continuing education during the two-year license term prior to renewal, three of which must be in ethics training. There are additional insurance training courses required if you sell or wish to sell homeowners insurance, annuities, flood insurance, or long-term care products.
  • Are OnCourse Learning’s insurance continuing education courses approved to satisfy my California Insurance Agent continuing education requirements? Yes. OnCourse Learning’s California insurance continuing education courses are approved by the California Department of Insurance to satisfy the education requirements to renew your California Insurance license.
  • Are there required courses if I want to sell or do sell homeowners insurance, annuities, long term care or flood insurance? Yes. Property and casualty or personal lines licensees must complete a 3-hour Homeowners Insurance Valuation training course to sell homeowners insurance. OnCourse Learning’s 3-hour Homeowners Insurance Valuation course satisfies this training requirement. There are additional courses required if you sell or wish to sell annuities, flood insurance or long-term care products. All states require licensees who sell flood insurance to complete a one-time course that is at least three hours in length.  Several states require courses to represent annuity products and long-term care products.
  • Where can I find more information on the requirements to renew my California insurance license? OnCourse Learning is a valuable resource for licensing information. View the “Rules and Regulations” section of our website, or contact your state agency for more information.
  • How do OnCourse Learning’s California Insurance continuing education courses work? OnCourse Learning’s approved California Insurance continuing education courses are offered online for your convenience. Once enrolled, your Table of Contents will serve as your roadmap for completing the course. You will be given access to lesson material, multimedia reviews, quizzes and a final exam. To demonstrate course completion, you will need to read the lesson material, pass all quizzes and pass the final exam.
  • Will I receive a certificate of completion immediately after completing the coursework? Yes. Upon completion of all course elements, you will immediately receive your certificate of completion. You may access your certificate of completion at any time by logging into your account.
  • Once I enroll, when can I access my California Insurance continuing education courses? Upon enrolling, you will have immediate access to your coursework. Simply log-in using your e-mail address and password and you can get started immediately. Best of all, you will have access to your course 24/7 and from any computer with an internet connection. You can work at home, at the office, wherever is the most convenient for you!

California Insurance Licensing

For more information, please contact the California Department of Insurance at: